40 Mega Clover base game with stacked Clover Wilds on the fourth reel and the jackpot meters above

40 Mega Clover Slot Review: 40 Lines, Jackpot Cards and Demo

40 Mega Clover technical specifications
ParameterDetail
ProviderAmusnet (formerly EGT)
Release dateFebruary 2018
Game typeClassic fruit video slot with a progressive jackpot
Grid5×4
Paylines40 fixed paylines
VolatilityLow-medium (2/5)
RTP (default build)95.93%
Bet per spin$0.40 to $100.00 in the demo
Max win2,000× the line bet, jackpots excluded
Free-spin roundNone
MultipliersNone in the base game
Key featuresStacked Clover Wild, Star Scatter, Gamble, Jackpot Cards

40 Mega Clover RTP and Where This 40-Liner Sits

40 Mega Clover belongs to the classic family Amusnet, formerly EGT, has kept alive for years: five reels, four rows, 40 fixed lines and the soul of a fruit machine. Two symbols set it apart, a stacked Clover Wild that pays for itself and an unusually generous Star Scatter.

The published return to player is 95.93%, below the average of recent releases. That is the first thing to check: open the information screen before you stake anything and confirm the active figure, because the same game sometimes circulates in more than one build.

What 95.93% actually changes

95.93% is not a rounding detail. Across a long sample the game hands back less than titles published at 96% or more. The low-medium volatility keeps a session alive, but the baseline cost stays higher than elsewhere.

My honest framing: treat every session as 40-line entertainment with a progressive ticket attached, and never chase the jackpot meters as though they were a plan.

How to Play 40 Mega Clover: 5×4 Grid and 40 Lines

The base game runs on five reels and four rows with 40 lines that are always active. Wins form from left to right on adjacent reels starting at the first one. The only decision left to you is the size of the bet.

Stacked Clover Wilds on reels 2 and 3 of 40 Mega Clover completing a winning line
Two reels covered in Clover Wilds are enough to light several lines at once.

Line density sets the rhythm. With 40 possible combinations across twenty positions, small and medium wins land often, which is what the low-medium volatility rating describes, though the amounts returned stay modest.

What the grid does not do

No cascades, no expanding Wild, no free-spin trigger. Everything sits in the line pays, the Clover Wild, the Star Scatter and the random Jackpot Cards interrupt. You always understand what just happened on screen.

40 Mega Clover Stacked Clover Wild and Star Scatter

Twelve symbols fill the reels, one of them a Wild and one a Scatter. Those two carry almost all of the game's weight.

Magenta Star Scatter on the fifth reel of 40 Mega Clover with the four jackpot meters above the reels
The four Jackpot Cards meters stay visible above the grid, here with a Star Scatter on the last reel.
  • Clover Wild – stacked on the reels, it substitutes for every symbol except the Scatter. More importantly it pays for itself: five clovers are worth 2,000× the line bet, the highest regular win in the game.
  • Star Scatter – present on all five reels, it pays in any position. Three, four or five stars award a prize scaled to the total bet, and five stars are the biggest win outside the jackpots.

The two play different roles. The Wild keeps a session alive by turning near misses into multi-line wins, then becomes the top of the paytable when the stack is complete. The Scatter starts no bonus at all: it simply pays.

40 Mega Clover Paytable and Symbol Values

These values are taken from the paytable inside the demo, in game credits, at a total bet of 1.20, which is 0.03 per line. Amounts follow your stake, but the order of the symbols never changes.

40 Mega Clover paytable in demo credits
Symbol5 of a kind4 of a kind3 of a kind
Clover Wild60.006.001.20
Star Scatter (any position)480.0024.004.80
Red 712.002.400.60
Bell12.002.400.60
Horseshoe or $7.201.800.60
Grapes or watermelon6.001.200.24
Orange or plum3.000.600.12
Lemon or cherry3.000.600.12
40 Mega Clover paytable showing the Clover Wild, the Star Scatter and the fruit hierarchy
The in-game help screen: stacked Wild, Star Scatter and fruit, at a total bet of 1.20.

How to read this table

The Clover Wild towers over everything else: five clovers are worth five times the best ordinary line win. The Star Scatter follows with 480.00 credits for five stars, which is 400× the total bet. Most of the return still comes from small repeated lines.

40 Mega Clover Jackpot Cards Bonus Explained

Jackpot Cards is the game's signature. It triggers at random after any spin, with no symbol required. Twelve face-down cards appear, and the first suit to show three matching cards decides which jackpot level you win.

40 Mega Clover card suits and jackpot levels
SuitJackpot level
♣️ ClubsLevel 1 – the lowest
♦️ DiamondsLevel 2
♥️ HeartsLevel 3
♠️ SpadesLevel 4 – the highest

The four meters stay on screen above the reels on every spin. On most Amusnet deployments they are network-linked, so the amounts grow with play across many casinos.

What the progressive adds and what it costs

The upside is real: potential that is independent of the 2,000× base-game ceiling. So is the downside, because the trigger is pure chance and can stay quiet for a long time. Every spin remains independent of the one before it.

40 Mega Clover Bonus Features: Gamble, Free-Spin Round and Bonus Buy

If you arrive expecting a modern bonus menu, adjust your expectations now. Here is what the game offers, and what it does not.

40 Mega Clover feature triggers
FeatureRequirementNotes
Free-spin roundNot availableBase game and progressive only
Jackpot CardsRandom triggerThree cards of the same suit
MultipliersNoneNo multiplier in the base game
GambleAfter any winOptional guess on the card colour

The Gamble feature

After a win you can take the Gamble screen instead of collecting. A face-down card appears, you pick red or black, a correct call doubles the amount and a wrong one wipes it. In the demo, three attempts in a row were offered.

40 Mega Clover gamble screen with 110.00 staked for 220.00 to win and three attempts left
The Gamble screen doubles a win on a correct red or black call, here 110.00 for 220.00.

Used now and then, the feature adds a welcome jolt. Used on every win of a 95.93% game, it turns low-medium volatility into a roller coaster. My rule is to bank the lines and save the Gamble for the rare urge to flip a coin.

Bonus buy and ante bet

40 Mega Clover buy options
OptionAvailabilityWhat it means
Bonus buyNot availableNo feature can be purchased
Ante or chance betNot availableClassic fixed-line model

There is nothing to buy and no side bet to raise the stake. The Gamble button is the only optional risk, which keeps the cost of a session perfectly legible: stake times spins.

40 Mega Clover Bankroll and Bet Size Plan

Low-medium volatility with an RTP under 96% still needs a cushion. A budget of 150 to 200 base bets absorbs the dry patches and gives Jackpot Cards a chance to appear.

Suggested 40 Mega Clover bankroll by stake
Bet per spin150 bets200 bets
$0.40$60$80
$1.20$180$240
$2.00$300$400

Pick the row that matches your stake and treat that sum as the full price of the session. Lowering the stake stretches the same budget over more spins.

Every spin is independent. The progressive meters owe you nothing because they have grown, and a long losing run does not make the next win more likely.

40 Mega Clover Free Demo: Three Tests Before You Stake

The demo at the top of this page runs the same maths as the paid version, on play credits and with no registration. Three quick diagnostics are worth running before you commit anything.

  1. Run 200 to 300 spins and note how often wins land and how large they are across the 40 lines.
  2. Watch how often full clover stacks appear, and what they actually pay.
  3. Compare at the same stake with 40 Cash Bells to feel the difference in Wild strength.

If the rhythm still suits you after those tests, you know what you are buying. If it feels flat, the demo has just saved you a deposit.

40 Mega Clover on Mobile

This is a standard Amusnet HTML5 build: it runs in any modern mobile browser without an app. Portrait and landscape both work, the 5×4 grid stays readable and the meters keep their place above the reels.

40 Mega Clover in portrait mode on a phone with the grid, the bet buttons and the jackpot meters

Controls are limited to the essentials: bet, spin, turbo spin. No heavy animation slows older devices, though landscape gives the reels far more room on a small screen.

40 Mega Clover vs 40 Cash Bells

Both games belong to the same family: 40 lines, fruit, a Gamble and jackpot meters. The differences come down to RTP, volatility and the strength of the Wild.

40 Mega Clover compared with 40 Cash Bells
Parameter40 Mega Clover40 Cash Bells
ProviderAmusnetAmatic
Default RTP95.93%About 95.4% to 96.9%, depending on the build
VolatilityLow-mediumMedium
Max win2,000× the line betAbout 1,000× to 3,000×, depending on the build
Main engine40 lines, stacked Clover Wild, Star Scatter40 lines, Wild, Scatter and Gamble
JackpotsFour Jackpot Cards levelsThree meters above the reels
PresentationClovers and fruit on green reelsBells and fruit on blue reels
40 Mega Clover base game with full fruit columns, the 40 lines badge and the bet ladder
40 Mega Clover: fruit on green reels, four jackpot meters and bets from 0.40 to 2.00.
40 Cash Bells by Amatic with its bells, fruit and three jackpot meters on blue reels
40 Cash Bells by Amatic: the same 40-line format, bells and fruit on blue, with three jackpot meters.

40 Cash Bells is the plainer everyday choice if you want a slightly friendlier RTP, depending on the installed build. 40 Mega Clover earns its place when you want the Clover Wild that pays 2,000×, the Star Scatter and the Jackpot Cards network.

40 Mega Clover Pros and Cons

My verdict in one line: a bright, honest 40-liner that is fun in short sessions, as long as you respect its RTP.

Pros

  • The stacked Clover Wild pays up to 2,000× the line bet, a rare peak for a Wild
  • The Star Scatter pays better than the studio's 40-line average
  • The density of 40 lines produces short, frequent wins
  • Four Jackpot Cards levels add potential outside the paytable
  • Fast, readable classic play with an optional Gamble

Cons

  • An RTP of 95.93%, below the current average
  • No free-spin round and no modern bonus game
  • The progressive is pure chance and can stay dormant for a long time
  • 2,000× the line bet is modest next to recent releases

40 Mega Clover FAQ

What is the maximum win in 40 Mega Clover?

2,000× the line bet, from five Clover Wilds on an active line. The four Jackpot Cards levels sit outside that ceiling and pay progressive network amounts.

Does 40 Mega Clover have a free-spin round?

No. The game is limited to the 40-line base game, the Star Scatter pays, the optional Gamble and the random Jackpot Cards feature.

How does 40 Mega Clover compare to 40 Cash Bells?

Both are 40-line fruit slots with a Gamble and jackpot meters. 40 Cash Bells by Amatic often shows a higher default RTP, while 40 Mega Clover leans on a stacked Clover Wild paying 2,000× and a more generous Star Scatter.

Is the RTP of 40 Mega Clover always 95.93%?

That is the published figure. Always check the active build in the game information panel, because lower configurations can exist.

Can I play 40 Mega Clover on mobile?

Yes. It is a standard HTML5 game that works in portrait and landscape in any modern mobile browser.

How does the Jackpot Cards feature trigger?

At random, after any spin. Twelve cards appear and three cards of the same suit win the jackpot level tied to that suit, from clubs at the lowest to spades at the highest.

What does the Star Scatter pay in 40 Mega Clover?

In the demo, at a total bet of 1.20, three stars pay 4.80 credits, four stars 24.00 and five stars 480.00, which is 400× the total bet.